Here is our legal disclaimer written in plain English without all of the “legalese”. If you have any questions or comments after reading the following, please contact us:

  • General Information – This website and all of the information is provided only for general information.  You acknowledge and agree that we are not providing any advice and that you will not use or rely on any of the information without first discussing your situation with a professional;
  • Professional Advice – While we have referred to this above, we think it is so important that it should have its own bullet…You understand that you will need to discuss your situation with a professional who can then provide you with advice tailored to your specific situation;
  • Mistakes happen – While we try to be careful, mistakes happen and you agree that you will not hold us responsible for any errors, omissions, inaccuracies, inconsistencies or for any results that happen or do not happen if you decide to use our information or information we refer to;
  • As is, where is – Building on the above point, this website and the information included within is provided on an “as is, where is” basis.  In other words, there is no guarantee of completeness, timeliness or accuracy.  Furthermore, it is provided without warrant of any kind, expressly noted or implied;
  • Third party links – The site may include links to other sites.  We have provided the links only for informational purposes as we think you may find them of interest.  However, you acknowledge that these links may not be appropriate for you and that we have not verified the content of such sites.  Furthermore, it is important to realize that just because we included a link, we do not promote, warrant, endorse or recommend products, services or anything else from the other sites
  • Privacy Policy – We have a privacy policy which can be found here
  • Owned by us – The website and information included herein are owned and copyrighted by us with all rights reserved; and
  • Modify and/or replace – We reserve the right to modify this disclaimer without notice.